/* =====================================================
   Noordzee Financieel — Premium Financial Services CSS
   Design System: Navy + Gold Private Banking Aesthetic
   ===================================================== */

/* ---- CSS Variables ---- */
:root {
  --navy-900: #0A1628;
  --navy-800: #0F2744;
  --navy-700: #1B3A5C;
  --royal-600: #1B4F8F;
  --royal-500: #2563A8;
  --royal-400: #3B82C4;
  --gold-500: #C9A96E;
  --gold-400: #D4B87A;
  --gold-300: #E2CC99;
  --cream-50: #F8F6F0;
  --cream-100: #F0EDE6;
  --white: #FFFFFF;
  --text-primary: #1E293B;
  --text-secondary: #64748B;
  --text-on-dark: #F1F5F9;
  --text-muted-dark: #94A3B8;
  --border-light: #E2E8F0;
  --border-dark: #1E3A5F;
  --success: #059669;
  --error: #DC2626;

  --ease-default: cubic-bezier(0.4, 0, 0.2, 1);
  --ease-out: cubic-bezier(0, 0, 0.2, 1);

  --container-max: 1200px;
  --header-height: 72px;
  --topbar-height: 40px;
}

/* ---- Reset & Base ---- */
*, *::before, *::after { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  font-family: 'Inter', 'Helvetica Neue', Arial, sans-serif;
  font-size: 16px;
  line-height: 1.7;
  color: var(--text-primary);
  background: var(--white);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}
img { max-width: 100%; height: auto; display: block; }
a { color: var(--royal-600); text-decoration: none; transition: color 0.2s; }
a:hover { color: var(--royal-500); }
ul, ol { list-style: none; }

/* ---- Typography ---- */
h1, h2, h3, h4 { font-family: 'Playfair Display', Georgia, serif; font-weight: 600; line-height: 1.2; }
h1 { font-size: 3rem; }
h2 { font-size: 2.5rem; }
h3 { font-size: 1.75rem; font-weight: 500; }
h4 { font-size: 1.375rem; font-weight: 500; }

.section-label {
  display: inline-block;
  font-family: 'Inter', sans-serif;
  font-size: 0.8125rem;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  margin-bottom: 16px;
}
.section-label.light { color: var(--royal-600); }
.section-label.dark { color: var(--gold-500); }

/* ---- Layout ---- */
.container {
  max-width: var(--container-max);
  margin: 0 auto;
  padding: 0 24px;
}
@media (min-width: 640px) { .container { padding: 0 32px; } }
@media (min-width: 1024px) { .container { padding: 0 48px; } }

/* ---- Buttons ---- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  font-family: 'Inter', sans-serif;
  font-size: 0.9375rem;
  font-weight: 600;
  letter-spacing: 0.02em;
  padding: 14px 32px;
  border-radius: 4px;
  border: none;
  cursor: pointer;
  transition: all 0.3s var(--ease-default);
  text-decoration: none;
}
.btn:hover { transform: translateY(-2px); }
.btn:active { transform: translateY(0); }

.btn-primary {
  background: var(--royal-600);
  color: var(--white);
}
.btn-primary:hover {
  background: var(--royal-500);
  box-shadow: 0 8px 24px rgba(27, 79, 143, 0.25);
  color: var(--white);
}

.btn-gold {
  background: var(--gold-500);
  color: var(--navy-900);
}
.btn-gold:hover {
  background: var(--gold-400);
  box-shadow: 0 8px 24px rgba(201, 169, 110, 0.3);
  color: var(--navy-900);
}

.btn-outline {
  background: transparent;
  color: var(--white);
  border: 2px solid rgba(255, 255, 255, 0.4);
}
.btn-outline:hover {
  border-color: var(--white);
  background: rgba(255, 255, 255, 0.08);
  color: var(--white);
}

.btn-lg { padding: 16px 40px; font-size: 1rem; }
.btn-sm { padding: 10px 24px; font-size: 0.875rem; }

/* ---- Cards ---- */
.card {
  background: var(--white);
  border: 1px solid var(--border-light);
  border-radius: 8px;
  padding: 32px;
  box-shadow: 0 1px 3px rgba(0, 0, 0, 0.05);
  transition: all 0.4s var(--ease-default);
}
.card:hover {
  box-shadow: 0 8px 32px rgba(0, 0, 0, 0.08);
  transform: translateY(-4px);
}

.card-dark {
  background: rgba(27, 58, 92, 0.5);
  backdrop-filter: blur(10px);
  border: 1px solid var(--border-dark);
  border-radius: 8px;
  padding: 32px;
}

/* ---- Form Inputs ---- */
.form-group { margin-bottom: 20px; }
.form-group label {
  display: block;
  font-size: 0.8125rem;
  font-weight: 500;
  color: var(--text-secondary);
  margin-bottom: 8px;
}
.form-group label .required { color: var(--error); margin-left: 2px; }
.form-control {
  width: 100%;
  height: 52px;
  padding: 14px 16px;
  font-family: 'Inter', sans-serif;
  font-size: 1rem;
  color: var(--text-primary);
  background: var(--white);
  border: 1px solid var(--border-light);
  border-radius: 4px;
  transition: border-color 0.2s, box-shadow 0.2s;
}
.form-control:focus {
  outline: none;
  border-color: var(--royal-500);
  box-shadow: 0 0 0 3px rgba(37, 99, 168, 0.15);
}
.form-control::placeholder { color: var(--text-secondary); opacity: 0.6; }
.form-control.error { border-color: var(--error); }
.form-control.valid { border-color: var(--success); }
textarea.form-control { height: auto; resize: vertical; }
select.form-control { appearance: none; background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='16' height='16' viewBox='0 0 24 24' fill='none' stroke='%2364748B' stroke-width='2'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E"); background-repeat: no-repeat; background-position: right 16px center; padding-right: 44px; }

.error-msg {
  font-size: 0.8125rem;
  color: var(--error);
  margin-top: 4px;
  display: none;
}
.error-msg.show { display: block; }

/* ---- Checkbox ---- */
.checkbox-group {
  display: flex;
  align-items: flex-start;
  gap: 12px;
}
.checkbox-group input[type="checkbox"] {
  width: 20px;
  height: 20px;
  margin-top: 2px;
  accent-color: var(--royal-600);
  flex-shrink: 0;
}
.checkbox-group label {
  font-size: 0.875rem;
  color: var(--text-secondary);
  line-height: 1.5;
  margin-bottom: 0;
}

/* ---- Trust Icon ---- */
.trust-icon {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  background: rgba(201, 169, 110, 0.12);
  color: var(--gold-500);
  flex-shrink: 0;
}
.trust-icon.dark-bg { background: rgba(201, 169, 110, 0.2); }

/* ---- Section Spacing ---- */
.section { padding: 80px 0; }
@media (max-width: 1024px) { .section { padding: 60px 0; } }
@media (max-width: 640px) { .section { padding: 48px 0; } }

.bg-cream-50 { background: var(--cream-50); }
.bg-cream-100 { background: var(--cream-100); }
.bg-navy-900 { background: var(--navy-900); }
.bg-navy-800 { background: var(--navy-800); }
.bg-white { background: var(--white); }

/* ---- Top Bar ---- */
.topbar {
  background: var(--navy-900);
  height: var(--topbar-height);
  display: flex;
  align-items: center;
  position: relative;
  z-index: 101;
}
.topbar .container {
  display: flex;
  justify-content: space-between;
  align-items: center;
  width: 100%;
}
.topbar-left, .topbar-right {
  display: flex;
  align-items: center;
  gap: 24px;
}
.topbar a {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.8125rem;
  color: var(--text-on-dark);
  transition: color 0.2s;
}
.topbar a:hover { color: var(--gold-500); }
.topbar svg { color: var(--gold-500); flex-shrink: 0; }
@media (max-width: 640px) { .topbar { display: none; } }

/* ---- Header / Navigation ---- */
.header {
  position: fixed;
  top: var(--topbar-height);
  left: 0;
  right: 0;
  height: var(--header-height);
  z-index: 100;
  transition: background 0.3s var(--ease-default), backdrop-filter 0.3s var(--ease-default);
}
.header.scrolled {
  background: rgba(10, 22, 40, 0.95);
  backdrop-filter: blur(12px);
}
.header .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 100%;
}
.header-logo img { height: 48px; width: auto; }
.header-nav {
  display: flex;
  align-items: center;
  gap: 32px;
}
.header-nav a {
  font-size: 0.9375rem;
  font-weight: 500;
  color: var(--white);
  position: relative;
  padding: 4px 0;
}
.header-nav a::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 100%;
  height: 2px;
  background: var(--gold-500);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.3s var(--ease-default);
}
.header-nav a:hover::after,
.header-nav a.active::after { transform: scaleX(1); }
.header-nav a:hover { color: var(--white); }

.mobile-toggle {
  display: none;
  background: none;
  border: none;
  color: var(--white);
  cursor: pointer;
  padding: 4px;
}

/* Mobile Menu */
.mobile-overlay {
  position: fixed;
  inset: 0;
  background: var(--navy-900);
  z-index: 200;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 24px;
  transform: translateX(100%);
  transition: transform 0.4s var(--ease-out);
}
.mobile-overlay.open { transform: translateX(0); }
.mobile-overlay .close-btn {
  position: absolute;
  top: 24px;
  right: 24px;
  background: none;
  border: none;
  color: var(--white);
  cursor: pointer;
}
.mobile-overlay a {
  font-family: 'Playfair Display', Georgia, serif;
  font-size: 1.75rem;
  color: var(--white);
}
.mobile-overlay .btn-gold { margin-top: 16px; }

/* ---- Header responsive fixes ---- */
@media (max-width: 1024px) {
  .header-nav { display: none; }
  .mobile-toggle { display: block; }
  .header { top: 0 !important; }
  .hero { padding-top: calc(var(--header-height) + 24px); }
}
@media (max-width: 640px) {
  .header { top: 0 !important; height: 64px; }
  .header-logo img { height: 40px; }
  .hero { min-height: 600px; padding-top: calc(64px + 16px); }
}

/* ---- Hero ---- */
.hero {
  min-height: 100vh;
  min-height: 700px;
  display: flex;
  align-items: center;
  background: var(--navy-900);
  position: relative;
  overflow: hidden;
  padding-top: calc(var(--topbar-height) + var(--header-height) + 32px);
  padding-bottom: 40px;
}
.hero-bg {
  position: absolute;
  inset: 0;
  background: url('assets/hero-bg.jpg') center/cover no-repeat;
}
.hero-bg::after {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(10, 22, 40, 0.88) 0%, rgba(15, 39, 68, 0.70) 50%, rgba(10, 22, 40, 0.80) 100%);
}
.hero .container {
  position: relative;
  z-index: 2;
  display: grid;
  grid-template-columns: 1.2fr 1fr;
  gap: 48px;
  align-items: center;
}
.hero-content { max-width: 600px; }
.hero-label { margin-bottom: 24px; }
.hero-title {
  font-size: 4rem;
  font-weight: 500;
  color: var(--white);
  line-height: 1.1;
  letter-spacing: -0.02em;
  margin-bottom: 24px;
  text-shadow: 0 2px 40px rgba(0, 0, 0, 0.3);
}
.hero-subtitle {
  font-size: 1.125rem;
  color: var(--text-on-dark);
  max-width: 540px;
  margin-bottom: 40px;
  line-height: 1.7;
}
.hero-cta { display: flex; gap: 16px; flex-wrap: wrap; }

.hero-trust {
  display: flex;
  align-items: center;
  gap: 32px;
  margin-top: 48px;
  flex-wrap: wrap;
}
.hero-trust-item {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.875rem;
  color: var(--text-muted-dark);
}
.hero-trust-item svg { color: var(--gold-500); flex-shrink: 0; }
.hero-trust-sep {
  width: 1px;
  height: 24px;
  background: rgba(255, 255, 255, 0.15);
}

/* Hero entrance animations */
.hero-label { opacity: 0; animation: heroFadeIn 0.8s var(--ease-out) 0.1s forwards; }
.hero-title { opacity: 0; animation: heroFadeIn 0.8s var(--ease-out) 0.25s forwards; }
.hero-subtitle { opacity: 0; animation: heroFadeIn 0.8s var(--ease-out) 0.4s forwards; }
.hero-cta { opacity: 0; animation: heroFadeIn 0.8s var(--ease-out) 0.55s forwards; }
.hero-trust { opacity: 0; animation: heroFadeIn 0.8s var(--ease-out) 0.7s forwards; }

@keyframes heroFadeIn {
  from { opacity: 0; transform: translateY(30px); }
  to { opacity: 1; transform: translateY(0); }
}

@media (max-width: 1024px) {
  .hero .container { grid-template-columns: 1fr; text-align: center; }
  .hero-content { max-width: 100%; }
  .hero-title { font-size: 3rem; }
  .hero-subtitle { margin: 0 auto 40px; }
  .hero-cta { justify-content: center; }
  .hero-trust { justify-content: center; }
}
@media (max-width: 640px) {
  .hero-title { font-size: 2.25rem; }
  .hero-cta { flex-direction: column; }
  .hero-cta .btn { width: 100%; }
  .hero-trust { flex-direction: column; gap: 16px; }
  .hero-trust-sep { display: none; }
}

/* ---- Scroll Reveal ---- */
.reveal {
  opacity: 0;
  transform: translateY(40px);
  transition: opacity 0.8s var(--ease-out), transform 0.8s var(--ease-out);
}
.reveal.visible { opacity: 1; transform: translateY(0); }

/* ---- Grid layouts ---- */
.grid-2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: 24px; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }

@media (max-width: 1024px) {
  .grid-4 { grid-template-columns: repeat(2, 1fr); }
  .grid-3 { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 640px) {
  .grid-2, .grid-3, .grid-4 { grid-template-columns: 1fr; }
}

/* ---- Feature Lists ---- */
.feature-list { display: flex; flex-direction: column; gap: 16px; }
.feature-list li {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 1rem;
  color: var(--text-primary);
}
.feature-list li svg {
  color: var(--success);
  flex-shrink: 0;
  margin-top: 3px;
}

/* ---- Accordion ---- */
.accordion-item {
  background: var(--white);
  border: 1px solid var(--border-light);
  border-radius: 6px;
  overflow: hidden;
}
.accordion-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  width: 100%;
  padding: 20px 24px;
  background: none;
  border: none;
  cursor: pointer;
  font-family: 'Inter', sans-serif;
  font-size: 1rem;
  font-weight: 500;
  color: var(--text-primary);
  text-align: left;
}
.accordion-header svg { transition: transform 0.3s; flex-shrink: 0; }
.accordion-header.active svg { transform: rotate(180deg); }
.accordion-body {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.3s var(--ease-default);
}
.accordion-body.open { max-height: 500px; }
.accordion-body > div {
  padding: 0 24px 20px;
  font-size: 0.9375rem;
  color: var(--text-secondary);
  line-height: 1.7;
}

/* ---- Testimonial Slider ---- */
.testimonial-slider { position: relative; }
.testimonial-slide {
  display: none;
  text-align: center;
  animation: fadeSlide 0.4s var(--ease-default);
}
.testimonial-slide.active { display: block; }
@keyframes fadeSlide {
  from { opacity: 0; transform: translateX(20px); }
  to { opacity: 1; transform: translateX(0); }
}
.testimonial-quote-icon {
  font-family: 'Playfair Display', serif;
  font-size: 5rem;
  color: rgba(201, 169, 110, 0.25);
  line-height: 1;
  margin-bottom: -20px;
}
.testimonial-text {
  font-family: 'Playfair Display', serif;
  font-size: 1.375rem;
  font-style: italic;
  color: var(--white);
  line-height: 1.5;
  max-width: 700px;
  margin: 0 auto 24px;
}
.testimonial-author {
  font-size: 0.875rem;
  color: var(--text-muted-dark);
}
.slider-nav {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 16px;
  margin-top: 32px;
}
.slider-arrow {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  border: 1px solid rgba(255, 255, 255, 0.2);
  background: none;
  color: var(--white);
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: all 0.3s;
}
.slider-arrow:hover {
  border-color: var(--gold-500);
  color: var(--gold-500);
  background: rgba(201, 169, 110, 0.1);
}
.slider-dots {
  display: flex;
  gap: 8px;
}
.slider-dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  border: none;
  background: var(--navy-700);
  cursor: pointer;
  transition: background 0.3s;
}
.slider-dot.active { background: var(--gold-500); }

/* ---- Stats ---- */
.stat-number {
  font-family: 'Playfair Display', serif;
  font-size: 3rem;
  font-weight: 600;
  color: var(--gold-500);
  line-height: 1.1;
}
.stat-label {
  font-size: 0.875rem;
  color: var(--text-muted-dark);
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-top: 8px;
}

/* ---- Footer ---- */
.footer {
  background: var(--navy-900);
  padding: 64px 0 40px;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.2fr 1fr 1fr 1fr;
  gap: 48px;
}
.footer-logo { height: 48px; margin-bottom: 20px; }
.footer-desc {
  font-size: 0.875rem;
  color: var(--text-muted-dark);
  line-height: 1.7;
}
.footer-heading {
  font-family: 'Playfair Display', serif;
  font-size: 1.125rem;
  color: var(--white);
  margin-bottom: 24px;
}
.footer-links { display: flex; flex-direction: column; gap: 12px; }
.footer-links a {
  font-size: 0.875rem;
  color: var(--text-muted-dark);
  transition: all 0.2s;
  display: inline-block;
}
.footer-links a:hover { color: var(--white); transform: translateX(4px); }
.footer-contact { display: flex; flex-direction: column; gap: 16px; }
.footer-contact-item {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 0.875rem;
  color: var(--text-muted-dark);
}
.footer-contact-item svg { color: var(--gold-500); flex-shrink: 0; margin-top: 2px; }
.footer-contact-item a { color: var(--text-muted-dark); }
.footer-contact-item a:hover { color: var(--white); }

.footer-bottom {
  border-top: 1px solid var(--border-dark);
  margin-top: 48px;
  padding-top: 24px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 16px;
}
.footer-copyright {
  font-size: 0.8125rem;
  color: var(--text-muted-dark);
}
.footer-legal {
  display: flex;
  gap: 24px;
}
.footer-legal a {
  font-size: 0.8125rem;
  color: var(--text-muted-dark);
}
.footer-legal a:hover { color: var(--white); }

@media (max-width: 1024px) {
  .footer-grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 640px) {
  .footer-grid { grid-template-columns: 1fr; gap: 32px; }
  .footer-bottom { flex-direction: column; text-align: center; }
}

/* ---- Page Header (interior pages) ---- */
.page-header {
  background: var(--navy-900);
  padding: 160px 0 80px;
  text-align: center;
}
.page-header h1 {
  color: var(--white);
  margin-bottom: 16px;
}
.page-header p {
  font-size: 1.125rem;
  color: var(--text-muted-dark);
  max-width: 640px;
  margin: 0 auto;
}
@media (max-width: 640px) {
  .page-header { padding: 120px 0 60px; }
  .page-header h1 { font-size: 2rem; }
}

/* ---- Two Column Layouts ---- */
.two-col {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
  align-items: center;
}
.two-col.asymmetric { grid-template-columns: 1.1fr 1fr; }
.two-col.reverse { grid-template-columns: 1fr 1.1fr; }
.two-col.reverse > :first-child { order: 2; }
.two-col.reverse > :last-child { order: 1; }

@media (max-width: 1024px) {
  .two-col, .two-col.asymmetric, .two-col.reverse {
    grid-template-columns: 1fr;
    gap: 32px;
  }
  .two-col.reverse > :first-child,
  .two-col.reverse > :last-child { order: unset; }
}

/* ---- Link underline animation ---- */
.link-animated {
  position: relative;
  display: inline-block;
}
.link-animated::after {
  content: '';
  position: absolute;
  bottom: -2px;
  left: 0;
  width: 100%;
  height: 1px;
  background: currentColor;
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.3s var(--ease-default);
}
.link-animated:hover::after { transform: scaleX(1); }

/* ---- Info Table (for service pages) ---- */
.info-table { width: 100%; }
.info-row {
  display: flex;
  justify-content: space-between;
  padding: 12px 0;
  border-bottom: 1px solid var(--border-light);
  font-size: 0.9375rem;
}
.info-row:last-child { border-bottom: none; }
.info-row .label { color: var(--text-secondary); }
.info-row .value { color: var(--text-primary); font-weight: 500; }

/* ---- Sub-service cards ---- */
.sub-card {
  background: var(--white);
  border: 1px solid var(--border-light);
  border-radius: 8px;
  padding: 24px;
  text-align: center;
}
.sub-card svg { color: var(--royal-600); margin-bottom: 12px; }
.sub-card h4 { font-size: 1rem; margin-bottom: 8px; }
.sub-card p { font-size: 0.875rem; color: var(--text-secondary); }

/* ---- Approach cards (schuldhulp) ---- */
.approach-card {
  background: var(--white);
  border: 1px solid var(--border-light);
  border-radius: 8px;
  padding: 32px;
  text-align: center;
}
.approach-card svg { color: var(--gold-500); margin-bottom: 16px; }
.approach-card h4 { margin-bottom: 8px; }
.approach-card p { font-size: 0.9375rem; color: var(--text-secondary); }

/* ---- Team cards ---- */
.team-card {
  background: var(--white);
  border: 1px solid var(--border-light);
  border-radius: 8px;
  overflow: hidden;
  box-shadow: 0 1px 3px rgba(0, 0, 0, 0.05);
  transition: all 0.4s var(--ease-default);
}
.team-card:hover {
  box-shadow: 0 8px 32px rgba(0, 0, 0, 0.08);
  transform: translateY(-4px);
}
.team-card img {
  width: 100%;
  aspect-ratio: 1;
  object-fit: cover;
}
.team-card-body { padding: 24px; }
.team-card h4 { margin-bottom: 4px; }
.team-card .role {
  font-size: 0.875rem;
  color: var(--royal-600);
  font-weight: 500;
  margin-bottom: 8px;
}
.team-card .bio {
  font-size: 0.875rem;
  color: var(--text-secondary);
  line-height: 1.6;
}

/* ---- Contact info cards ---- */
.contact-card {
  background: var(--white);
  border: 1px solid var(--border-light);
  border-radius: 8px;
  padding: 24px;
  display: flex;
  align-items: flex-start;
  gap: 16px;
}
.contact-card svg { color: var(--royal-600); flex-shrink: 0; margin-top: 2px; }
.contact-card h4 { margin-bottom: 4px; font-size: 1.125rem; }
.contact-card p, .contact-card a { font-size: 0.9375rem; color: var(--text-secondary); }
.contact-card a:hover { color: var(--royal-600); }

/* ---- Map ---- */
.map-section { width: 100%; height: 400px; }
.map-section iframe { width: 100%; height: 100%; border: none; }
@media (max-width: 640px) { .map-section { height: 300px; } }

/* ---- Category tabs (FAQ) ---- */
.category-tabs {
  display: flex;
  gap: 8px;
  margin-bottom: 32px;
  flex-wrap: wrap;
}
.category-tab {
  padding: 10px 20px;
  border-radius: 4px;
  border: 1px solid var(--border-light);
  background: var(--white);
  font-family: 'Inter', sans-serif;
  font-size: 0.875rem;
  font-weight: 500;
  color: var(--text-secondary);
  cursor: pointer;
  transition: all 0.2s;
}
.category-tab:hover { border-color: var(--royal-600); color: var(--text-primary); }
.category-tab.active { background: var(--royal-600); color: var(--white); border-color: var(--royal-600); }

.faq-category { display: none; }
.faq-category.active { display: block; }

/* ---- TOC (Privacy) ---- */
.toc {
  background: var(--white);
  border: 1px solid var(--border-light);
  border-radius: 8px;
  padding: 24px;
  margin-bottom: 40px;
}
.toc h4 { margin-bottom: 16px; }
.toc ol { list-style: decimal; padding-left: 20px; }
.toc li { margin-bottom: 8px; }
.toc a { font-size: 0.875rem; }

/* ---- Legal sections ---- */
.legal-section { margin-bottom: 40px; }
.legal-section:last-child { margin-bottom: 0; }
.legal-section h3 { margin-bottom: 16px; color: var(--text-primary); }
.legal-section p {
  color: var(--text-secondary);
  margin-bottom: 12px;
  line-height: 1.7;
}
.legal-section ul {
  list-style: disc;
  padding-left: 24px;
  color: var(--text-secondary);
}
.legal-section li { margin-bottom: 8px; }

/* ---- Thank you page ---- */
.thankyou-section {
  min-height: 100vh;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--navy-900);
  padding: 120px 24px 80px;
}
.thankyou-content {
  max-width: 640px;
  text-align: center;
}
.thankyou-icon {
  width: 80px;
  height: 80px;
  border-radius: 50%;
  background: rgba(5, 150, 105, 0.2);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 32px;
  color: var(--success);
}
.thankyou-title {
  color: var(--white);
  margin-bottom: 16px;
}
.thankyou-subtitle {
  font-family: 'Playfair Display', serif;
  font-size: 1.75rem;
  color: var(--gold-500);
  margin-bottom: 24px;
}
.thankyou-msg {
  font-size: 1.125rem;
  color: var(--text-muted-dark);
  line-height: 1.7;
  margin-bottom: 40px;
}
.thankyou-cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
  margin-bottom: 40px;
}
.thankyou-card { padding: 24px; }
.thankyou-card svg { color: var(--gold-500); margin-bottom: 12px; }
.thankyou-card h4 { color: var(--white); font-size: 1.125rem; margin-bottom: 4px; }
.thankyou-card p { font-size: 0.8125rem; color: var(--text-muted-dark); }

@media (max-width: 640px) {
  .thankyou-cards { grid-template-columns: 1fr; }
}

/* ---- Gold top accent for service cards ---- */
.gold-accent-top {
  position: relative;
}
.gold-accent-top::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: var(--gold-500);
  border-radius: 8px 8px 0 0;
}

/* ---- Service card check features ---- */
.check-features { display: flex; flex-direction: column; gap: 10px; margin: 20px 0; }
.check-features li {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.9375rem;
  color: var(--text-secondary);
}
.check-features li svg { color: var(--success); flex-shrink: 0; }

/* ---- Text content ---- */
.text-content h3 { margin-bottom: 16px; }
.text-content p {
  color: var(--text-secondary);
  margin-bottom: 16px;
  line-height: 1.7;
}
.text-content ul { margin-bottom: 16px; }

/* ---- Steps timeline ---- */
.steps-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  position: relative;
}
.steps-grid::before {
  content: '';
  position: absolute;
  top: 30px;
  left: 12%;
  right: 12%;
  height: 2px;
  background: rgba(201, 169, 110, 0.3);
  z-index: 0;
}
.step-card { position: relative; z-index: 1; }
.step-number {
  font-family: 'Playfair Display', serif;
  font-size: 3rem;
  font-weight: 500;
  color: var(--gold-500);
  line-height: 1;
  margin-bottom: 16px;
}
.step-card h4 { color: var(--white); margin-bottom: 12px; font-size: 1.25rem; }
.step-card p { color: var(--text-muted-dark); font-size: 0.9375rem; }

@media (max-width: 1024px) {
  .steps-grid { grid-template-columns: repeat(2, 1fr); }
  .steps-grid::before { display: none; }
}
@media (max-width: 640px) {
  .steps-grid { grid-template-columns: 1fr; }
}

/* ---- Reduced motion ---- */
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
  }
  .reveal { opacity: 1; transform: none; }
}

/* ---- Cookie Consent Banner ---- */
.cookie-banner {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  background: var(--navy-900);
  border-top: 1px solid var(--border-dark);
  padding: 20px 24px;
  z-index: 500;
  transform: translateY(100%);
  transition: transform 0.4s var(--ease-out);
}
.cookie-banner.show { transform: translateY(0); }
.cookie-banner .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  flex-wrap: wrap;
}
.cookie-banner-text {
  font-size: 0.875rem;
  color: var(--text-muted-dark);
  line-height: 1.6;
  flex: 1;
  min-width: 250px;
}
.cookie-banner-text a {
  color: var(--gold-500);
  text-decoration: underline;
}
.cookie-banner-text a:hover { color: var(--gold-400); }
.cookie-banner-actions {
  display: flex;
  gap: 12px;
  flex-shrink: 0;
}
.cookie-btn {
  padding: 10px 24px;
  border-radius: 4px;
  font-family: 'Inter', sans-serif;
  font-size: 0.875rem;
  font-weight: 600;
  cursor: pointer;
  transition: all 0.3s var(--ease-default);
  border: none;
}
.cookie-btn-accept {
  background: var(--gold-500);
  color: var(--navy-900);
}
.cookie-btn-accept:hover {
  background: var(--gold-400);
  transform: translateY(-1px);
}
.cookie-btn-reject {
  background: transparent;
  color: var(--text-muted-dark);
  border: 1px solid var(--border-dark);
}
.cookie-btn-reject:hover {
  border-color: var(--text-muted-dark);
  color: var(--white);
}

@media (max-width: 640px) {
  .cookie-banner { padding: 16px; }
  .cookie-banner .container { flex-direction: column; align-items: stretch; }
  .cookie-banner-actions { width: 100%; }
  .cookie-btn { flex: 1; text-align: center; }
}

/* ---- Scrollbar ---- */
::-webkit-scrollbar { width: 8px; }
::-webkit-scrollbar-track { background: var(--navy-900); }
::-webkit-scrollbar-thumb { background: var(--navy-700); border-radius: 4px; }
::-webkit-scrollbar-thumb:hover { background: var(--royal-600); }
